When These Terms Apply
These Terms & Conditions apply when you open an account, submit payment details, or ask us to process a withdrawal. We may pause an action if the name on your DANA, OVO, GoPay, or QRIS record does not match your account data, or if local rules
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require extra checks. We also keep the right to ask for one identity step, limit access to specific pages, or close an account that breaks the rules. If a clause changes, we post the updated version here and it takes effect from the date shown on
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the page. Where local law does not allow an activity, you must not use the service for it. These terms are written for Indonesia, and they apply only where local law permits.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.